Credit Card Baby chords by
Wham!

1984•Pop•72 views•

Key: C major•

Intro 1

C

C

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Dm

Dm

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C

C

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Dm

Dm

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Em

Em

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F

F

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G

G

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C

C

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Dm

Dm

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C

C

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Dm

Dm

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Em

Em

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F

F

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G

G

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Dm

Dm

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Em

Em

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F

F

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G

G

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Verse 1

C

C

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Dm

Dm

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You said that you loved me

C

C

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Dm

Dm

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G

G

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I thought that it was true

C

C

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Dm

Dm

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You said that you need- ed me

C

C

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And baby I believed that too

Dm

Dm

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Em

Em

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F

F

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G

G

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C

C

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Dm

Dm

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I thought that you were shy

C

C

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But you put me straight

Dm

Dm

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G

G

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with a wink of your eye

C

C

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Dm

Dm

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I should've known better, I know (a-ha)

C

C

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But now my hands in my pockets

Dm

Dm

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Em

Em

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F

F

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G

G

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eve ry time I see you

Pre-chorus 1

G

G

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(cry) People think that you're so sweet

F

F

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Em

Em

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Dm

Dm

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C

C

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But they don't know you quite like I do

G

G

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I guess they think that I'm a lucky (guy)

Dm

Dm

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C

C

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F

F

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G

G

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But you're not fooling everybody

Chorus 1

C

C

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You can have my credit card baby

G

G

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But keep your red hot fingers off

of my heart lady

Dm

Dm

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All I know is what I see

Em

Em

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You're getting what you want

F

F

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G

G

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and girl it ain't just me

C

C

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No matter how you cry

G

G

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I'm not giving any love away

Do you think I'm crazy?

Dm

Dm

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All I know is what I see

Em

Em

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But what can I do

F

F

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G

G

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When you pretend that you're in love with me

Interlude 1

C

C

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Dm

Dm

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C

C

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(baby?)

Dm

Dm

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Em

Em

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F

F

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G

G

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C

C

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Dm

Dm

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C

C

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Dm

Dm

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Em

Em

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F

F

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G

G

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Dm

Dm

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Em

Em

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F

F

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G

G

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Verse 2

C

C

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Dm

Dm

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Don't tell me you love me, because

C

C

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Dm

Dm

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G

G

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I know that it's not true

C

C

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Dm

Dm

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Just tell me you need my money

C

C

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Girl you know I'll give it to you

Dm

Dm

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Em

Em

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F

F

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G

G

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C

C

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Dm

Dm

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Between the ocean and the sky

C

C

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Dm

Dm

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G

G

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There are things that you can't buy

C

C

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And if you look you'll see

Dm

Dm

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One of them is me

C

C

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Take your hands out of my pockets

Dm

Dm

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Em

Em

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F

F

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G

G

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dig ging till the day you

Pre-chorus 2

G

G

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(die) People think that you're so sweet

F

F

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Em

Em

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Dm

Dm

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C

C

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But they don't know you quite like I do

G

G

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I guess they think that I'm a lucky (guy)

Dm

Dm

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C

C

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F

F

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G

G

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But you're not fooling everybody

Chorus 2

C

C

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You can have my credit card baby

G

G

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But keep your red hot fingers off

of my heart lady

Dm

Dm

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All I know is what I see

Em

Em

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You're getting what you want

F

F

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G

G

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and girl it ain't just me

C

C

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No matter how you cry

G

G

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I'm not giving any love away

Do you think I'm crazy?

Dm

Dm

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All I know is what I see

Em

Em

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But what can I do

F

F

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G

G

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When you pretend that you're in love with me

Interlude 2

C

C

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Dm

Dm

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C

C

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(baby?)

Dm

Dm

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Em

Em

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F

F

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G

G

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C

C

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Dm

Dm

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C

C

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Dm

Dm

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Em

Em

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F

F

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G

G

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Dm

Dm

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Em

Em

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F

F

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G

G

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Pre-chorus 3

G

G

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G

G

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F

F

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Em

Em

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Dm

Dm

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C

C

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They don't know you quite like I do

G

G

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G

G

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Dm

Dm

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C

C

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F

F

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G

G

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And you're not fooling anybody

Chorus 3

C

C

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You can have my credit card baby

G

G

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But keep your red hot fingers off

of my heart lady

Dm

Dm

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All I know is what I see

Em

Em

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You're getting what you want

F

F

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G

G

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and girl it ain't just me

C

C

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No matter how you cry

G

G

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I'm not giving any love away

Do you think I'm crazy?

Dm

Dm

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All I know is what I see

Em

Em

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But what can I do

F

F

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G

G

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When you pretend that you're in love with me

Chorus 4

C

C

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These are the things

that you've made for yourself

G

G

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You've gotta take your opportunities

or stay on the shelf

Dm

Dm

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You want to stay around me

Em

Em

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Well, that's OK

F

F

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G

G

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It's just a game that we play

C

C

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No matter how you cry

G

G

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I'm not giving any love away

Do you think I'm crazy?

Dm

Dm

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All I know is what I see

Em

Em

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But what can I do

F

F

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G

G

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When you pretend that you're in love with me

Outro 1

C

C

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C

C

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G

G

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G

G

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Dm

Dm

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Dm

Dm

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Dm

Dm

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Em

Em

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F

F

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G

G

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C

C

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C

C

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G

G

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G

G

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Dm

Dm

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Dm

Dm

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Dm

Dm

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Em

Em

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F

F

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G

G

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C

C

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C

C

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G

G

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An acoustic guitar head with tuning pegs

E ₂

A ₂

D ₃

G ₃

B ₃

E ₄

Guitar Tuner 7 Strings

B ₁

E ₂

A ₂

D ₃

G ₃

B ₃

E ₄

Guitar Tuner 12 stringStandard

E ₃

E ₂

A ₃

A ₂

D ₄

D ₃

G ₄

G ₃

B ₃

B ₃

E ₄

E ₄

Guitar Tuner 6 stringPower

Guitar Tuner 6 stringOpen

Guitar Tuner 6 stringExtras

G ₄

C ₄

E ₄

A ₄

CavaquinhoStandard

D ₄

G ₄

B ₄

D ₅

E ₁

A ₁

D ₂

G ₂

Bass Tuner 5 Strings

B ₀

E ₁

A ₁

D ₂

G ₂

G ₃

D ₄

A ₄

E ₅

C ₃

G ₃

D ₄

A ₄

C ₂

G ₂

D ₃

A ₃

G ₃

D ₄

A ₄

E ₅

G ₃

G ₃

D ₄

D ₄

A ₄

A ₄

E ₅

E ₅

Balalaika Tuner

E ₄

E ₄

A ₄

G ₄

D ₃

G ₃

B ₃

D ₄

Banjo Tuner 4 Strings

C ₃

G ₃

D ₄

A ₄

An acoustic guitar head with tuning pegs

E ₂

A ₂

D ₃

G ₃

B ₃

E ₄

Guitar Tuner 7 Strings

B ₁

E ₂

A ₂

D ₃

G ₃

B ₃

E ₄

Guitar Tuner 12 stringStandard

E ₃

E ₂

A ₃

A ₂

D ₄

D ₃

G ₄

G ₃

B ₃

B ₃

E ₄

E ₄

Guitar Tuner 6 stringPower

Guitar Tuner 6 stringOpen

Guitar Tuner 6 stringExtras

G ₄

C ₄

E ₄

A ₄

CavaquinhoStandard

D ₄

G ₄

B ₄

D ₅

E ₁

A ₁

D ₂

G ₂

Bass Tuner 5 Strings

B ₀

E ₁

A ₁

D ₂

G ₂

G ₃

D ₄

A ₄

E ₅

C ₃

G ₃

D ₄

A ₄

C ₂

G ₂

D ₃

A ₃

G ₃

D ₄

A ₄

E ₅

G ₃

G ₃

D ₄

D ₄

A ₄

A ₄

E ₅

E ₅

Balalaika Tuner

E ₄

E ₄

A ₄

G ₄

D ₃

G ₃

B ₃

D ₄

Banjo Tuner 4 Strings

C ₃

G ₃

D ₄

A ₄

Chords

C
Dm
Em
F
G

Capo: 0

Transpose: 0

0

Autoscroll20%

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Frequently asked questions

The original key of Credit Card Baby by Wham! is C major.

The primary chords used in Credit Card Baby are C, Dm, Em, F, G.

No capo is required for this song.

Yes, this version uses open chords like C, Dm, Em, F, making it a great song for beginner guitarists.

If the simplified chords are too easy, you can visit the original chords page for a more advanced arrangement.

The tempo of Credit Card Baby is approximately 130 beats per minute.

You can easily change the key of Credit Card Baby using our Transpose button located in the toolbar. This will automatically update all chord diagrams on the page to match your new key.

Yes! Click the Print icon to generate a clean, one-page version of the chords and lyrics for Credit Card Baby. This is perfect for practicing offline or adding to a physical songbook.

Yes, we have integrated a Mini-Tuner directly on this page. Use it to quickly check your string pitch (Standard Tuning: E A D G B E) before you start playing along with Wham!.

Absolutely. Click the Save or Heart icon to add Credit Card Baby to your account. You can access all your saved songs under My Library at any time.

You can view the full chord sheet and lyrics for Credit Card Baby by Wham! on this page for free. We provide high-quality, verified chords to help you start playing immediately.