I.O.U. chords by 
The Replacements 
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Frequently asked questions
The original key of I.O.U. by The Replacements is B major.
The primary chords used in I.O.U. are B, D, C#m, E, F#.
To play in the original key, place your capo on the 4 fret.
Yes, this version uses open chords like B, D, C#m, E, making it a great song for beginner guitarists.
The tempo of I.O.U. is approximately 182 beats per minute.
You can easily change the key of I.O.U. using our Transpose button located in the toolbar. This will automatically update all chord diagrams on the page to match your new key.
Yes! Click the Print icon to generate a clean, one-page version of the chords and lyrics for I.O.U.. This is perfect for practicing offline or adding to a physical songbook.
Yes, we have integrated a Mini-Tuner directly on this page. Use it to quickly check your string pitch (Standard Tuning: E A D G B E) before you start playing along with The Replacements.
Absolutely. Click the Save or Heart icon to add I.O.U. to your account. You can access all your saved songs under My Library at any time.
You can view the full chord sheet and lyrics for I.O.U. by The Replacements on this page for free. We provide high-quality, verified chords to help you start playing immediately.