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If I Had the Money chords by
Lucy Spraggan
Lucy Spraggan
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N/A•11 views•
Key: B major•
Intro 1
G
G

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D
D

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Em
Em

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G
G

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D
D

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Em
Em

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Verse 1
G
G

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If I had
Em
Em

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G
G

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the money I would buy us a house
D
D

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It wouldn’t be a lot,
Em
Em

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G
G

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but It would be ours
D
D

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I’d buy myself a brand new car
Em
Em

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And it’d be much safer
G
G

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than my last one was
D
D

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And, I’d take you anywhere,
Em
Em

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G
G

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no matter how far
D
D

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If I had the money I would buy us a shop
Verse 2
Em
Em

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D
D

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G
G

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D
D

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We’d sell the weird and
Em
Em

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wonderful
G
G

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You’d pick the stock
D
D

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I’d just work the front
Em
Em

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of house and we’d
G
G

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Build our business up from the ground
D
D

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And we’d be happy whether it
Em
Em

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Worked out or not
Am
Am

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And maybe in the future,
D
D

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but for today
G
G

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I’m working just to get paid
D
D

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Em
Em

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D
D

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G
G

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D
D

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Em
Em

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Verse 3
G
G

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If I had the time,
D
D

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Em
Em

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G
G

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we would travel the world

We’d see things we’d only
Em
Em

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dreamt of and
D
D

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We could frame ‘em as well
G
G

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D
D

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Share memories on the mantel piece
Em
Em

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Of when we watched the sun

Rise on a beautiful beach
G
G

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D
D

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And, we’d have a million stories

To tell as well
Em
Em

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Verse 4
G
G

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D
D

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Em
Em

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If I had the time, I would buy us a dog
G
G

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D
D

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And where ever we’d go, you know
Em
Em

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D
D

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G
G

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He’d be tagging along
D
D

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He’d be there when we got

home and
Em
Em

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We’d forget our feelings

of being alone
G
G

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D
D

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And, he’d be there no matter
Em
Em

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What we did wrong
Am
Am

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And maybe in the future,
D
D

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but for today
G
G

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D
D

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I’m working just to get paid
Em
Em

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G
G

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D
D

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Em
Em

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Am
Am

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D
D

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G
G

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Am
Am

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D
D

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And maybe in the future, but so far
Outro 1

I’m still paying for this guitar
G
G

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D
D

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Em
Em

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G
G

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D
D

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Em
Em

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G
G

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D
D

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Em
Em

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G
G

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D
D

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Em
Em

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An acoustic guitar head with tuning pegs

Open Tuner
Chords

  • G

  • D

  • Em

  • Am

Capo: 4

Transpose: 0

0

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Frequently asked questions

The original key of If I Had the Money by Lucy Spraggan is B major.

The primary chords used in If I Had the Money are B, F#, G#m, C#m.

To play in the original key, place your capo on the 4 fret.

Yes, this version uses open chords like B, F#, G#m, C#m, making it a great song for beginner guitarists.

The tempo of If I Had the Money is approximately 81 beats per minute.

You can easily change the key of If I Had the Money using our Transpose button located in the toolbar. This will automatically update all chord diagrams on the page to match your new key.

Yes! Click the Print icon to generate a clean, one-page version of the chords and lyrics for If I Had the Money. This is perfect for practicing offline or adding to a physical songbook.

Yes, we have integrated a Mini-Tuner directly on this page. Use it to quickly check your string pitch (Standard Tuning: E A D G B E) before you start playing along with Lucy Spraggan.

Absolutely. Click the Save or Heart icon to add If I Had the Money to your account. You can access all your saved songs under My Library at any time.

You can view the full chord sheet and lyrics for If I Had the Money by Lucy Spraggan on this page for free. We provide high-quality, verified chords to help you start playing immediately.