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Times Is Hard chords by
Loudon Wainwright Iii
Loudon Wainwright Iii
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N/A•
Key: Eb major•
Verse 1
D
D

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A
A

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D
D

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Times is hard.

Times is tough.
A
A

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D
D

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Nothin's easy. It's all rough.

There's not much right;

so much gone wrong.
F#m
F#m
2

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A
A

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D
D

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All I can do is play this song.
Bm
Bm
2

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You're watchin' the news
Verse 2
F#m
F#m
2

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. It all looks bad.
G
G

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D
D

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The worst half- hour you ever had.

What in God's name is goin' on?
A
A

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D
D

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All I can do is play this song.
A
A

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Verse 3

D
D

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You're losin' your job,

your house and your car.
A
A

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Hittin' rock bottom don't
D
D

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feel that far.

Nothin' good is gonna come along.
F#m
F#m
2

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Bm
Bm
2

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All I can do is play this song.
Verse 4
F#m
F#m
2

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Folks are scared watchin' that news.
G
G

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Folks feel bad. They're
D
D

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gettin' the blues.

My poor stomach, it ain't that strong.
F#m
F#m
2

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A
A

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D
D

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All I can do is play this song.
Verse 5
A
A

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D
D

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Times is rough. Times is hard.

Take a pair of scissors
A
A

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D
D

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to your credit card.

Circuit City just said, 'So long.'
A
A

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All I can do is play this song.
Bm
Bm
2

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F#m
F#m
2

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Who's at fault? Who
Verse 6

gets the blame?
G
G

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D
D

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Let's string up Bernie

what's- his- name.

And ask Alan Greenspan to come along.
F#m
F#m
2

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All I can do is play
D
D

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this song.
A
A

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Verse 7
D
D

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They want your gold,

and they'll pay cash.
A
A

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The only silver lining is the
D
D

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price of gas.

Money's short and the odds are long.
F#m
F#m
2

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A
A

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F#m
F#m
2

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A
A

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All I can do is play this song.
Bm
Bm
2

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The factory's
Verse 8
F#m
F#m
2

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closed. The bank is bust.
G
G

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D
D

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On the money it says, 'In God We Trust.'

So pray for all your stocks and bonds.
A
A

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D
D

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All I can do is play this song.
Verse 9
A
A

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D
D

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Outta luck. Outta hope.
A
A

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D
D

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I'm wonderin' why I even cast that vote.

I took that sign offa my front lawn.
F#m
F#m
2

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A
A

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D
D

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All I can do is play this song.
Bm
Bm
2

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F#m
F#m
2

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There's a new man down there in
Verse 10


D.C.
G
G

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D
D

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They say he's gonna help you and me.

They sure know how to bang the gong.
A
A

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D
D

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All I can do is play this song.
A
A

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Verse 11
D
D

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Last man in D.C., he had eight years.

Now the whole damn
A
A

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country is in arrears.
D
D

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We got two, three, four wars goin' on.
A
A

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D
D

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All I can do is play this song.
Bm
Bm
2

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Times
Verse 12
F#m
F#m
2

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is hard. Times is rough.
G
G

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D
D

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I guess you folks need some cheerin' up.

Well it ain't me babe. You got that wrong.
A
A

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All I can do is play this song.
D
D

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Bm
Bm
2

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F#m
F#m
2

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You heard it here. I sang
Verse 13

it first.
G
G

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D
D

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Don't feel so bad; things

are gonna get worse.

Consider yourselves all strung along.
A
A

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D
D

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All I can do is play this song.
A
A

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All I can do is ...

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An acoustic guitar head with tuning pegs

Tuning:Standard Open Tuner
Chords

  • D

  • A

  • F#m

    2

  • Bm

    2

  • G

Capo: 1

Transpose: 0

0

Autoscroll20%

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Frequently asked questions

The original key of Times Is Hard by Loudon Wainwright III is Eb major.

The primary chords used in Times Is Hard are Eb, Bb, Gm, Cm, Ab.

To play in the original key, place your capo on the 1 fret.

Yes, this version uses open chords like Eb, Bb, Gm, Cm, making it a great song for beginner guitarists.

The tempo of Times Is Hard is approximately 94 beats per minute.

You can easily change the key of Times Is Hard using our Transpose button located in the toolbar. This will automatically update all chord diagrams on the page to match your new key.

Yes! Click the Print icon to generate a clean, one-page version of the chords and lyrics for Times Is Hard. This is perfect for practicing offline or adding to a physical songbook.

Yes, we have integrated a Mini-Tuner directly on this page. Use it to quickly check your string pitch (Standard Tuning: E A D G B E) before you start playing along with Loudon Wainwright III.

Absolutely. Click the Save or Heart icon to add Times Is Hard to your account. You can access all your saved songs under My Library at any time.

You can view the full chord sheet and lyrics for Times Is Hard by Loudon Wainwright III on this page for free. We provide high-quality, verified chords to help you start playing immediately.